HELOC - No closing costs!


Apply Online Or, call us at 850-747-4321 (877-747-4321, toll-free)

Write yourself a loan

With a Home Equity Line of Credit (HELOC), you'll have a revolving line of credit that you can use for years. It’s like writing yourself a loan for whatever you need, whenever you need it.

A HELOC is smart because:

  • Low interest rate
  • High borrowing limit
  • 10-year draw period and 10-year repayment period
  • Interest charged on only the amount you borrow
  • Home Equity Visa card that provides convenient access to your funds

And, for a limited time, when you get a Home Equity Line of Credit, you'll pay no closing costs!*

Applying is easy

Visit Rep Speak with a Tyndall Representative at any of our branch locations,
Call Call us at 850-747-4321 (877-747-4321, toll-free),
Click Or, click the button below to apply online.


Apply Online


HELOC Booklet          HELOC Credit Agreement and Disclosures

*Subject to loan approval and closing. Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full. Subject property must be your primary or secondary residence. After your application has been completed and approved, a closing date will be scheduled. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. Home Equity Lines of Credit have a variable APR, with a minimum APR of 4.74% and maximum APR of 18%. Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 3.25%, as of 03-15-20. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

Closing Costs Offer: For a limited time, Tyndall will pay all typical closing costs on primary residence. This excludes appraisal and title insurance, if required. Please see a Tyndall representative for more details. Minimum draw of $10,000 required to receive promotional offer. If daily balance falls below $5,000 during any of the initial 12 months, or if the line is closed during the initial 36 months, closing costs paid by Tyndall will be charged to the borrower. Limited time offer. Some restrictions apply. Property securing the loan must be insured until the loan is paid in full. Offer subject to change without notice.

Membership required; an initial $1 non-refundable membership fee will apply. NMLS #597599.