As a not-for-profit and member-owned financial institution, Tyndall Federal Credit Union offers you very competitive loan rates. Because the credit union operates as a financial cooperative owned by its members, it is focused on serving the members themselves rather than any third-party stockholders. This means that the profits go back to our members in the form of lower fees, higher deposit rates, and of course—lower loan rates.

See for yourself. We have up-to-date, competitive loan rates for new/used auto loans, new/used recreation loans, credit cards, personal loans, and home equity loans, including details such as the minimum loan amount, terms, and Annual Percentage Rate (APR).

New/Used Auto/Truck 1 Effective Date: 2018-03-08
Maximum TermAPR¹ as low as Monthly Payment per $1000
New Auto/Truck36 Mo. 2.79%¹$29.02
48 Mo.2.79%¹ $22.07
60 Mo.2.89%¹ $17.94
75 Mo.² 3.49%¹ $14.89
84 Mo.³ 3.99%¹$13.69
Used Auto/Truck36 Mo.2.99%¹$29.11
48 Mo.2.99%¹$22.16
60 Mo.3.24%¹$18.10
75 Mo.² 3.69%¹$14.98
84 Mo.*4.19%¹$13.79

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    1) APR = Annual Percentage Rate. For terms & disclosures, click here.
    2) $10,000 Minimum Loan Amount
    3) $15,000 Minimum Loan Amount
    *) $15,000 Minimum Loan Amount; vehicle must be 5 model years old or newer and have less than 100,000 miles

Home Equity Line of Credit1 Effective Date: 2018-06-27
Loan-to-ValueAPR as low as

Home Equity Loan1 Effective Date: 2018-04-04
Maximum TermLoan-to-ValueAPR as low as
180 Months80%4.70%

Credit Cards1 Effective Date: 2018-06-19
Highest ANNUAL
Intro Rate for
6 months*
Everyday Savings
Credit Card
Everyday Rewards
Credit Card
Secured Credit Card14.74%16.24%

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    *After the 6-month Introductory Period, the Regular Rate for your card type will apply (as shown above for Everyday Savings, Everyday Rewards, and Secured Credit Cards).
    Click here to view Credit Card Disclosures.
    Click here to view the Credit Card Agreement & Truth in Lending Disclosure.

New/Used Recreation1 Effective Date: 2018-01-02
Maximum TermAPR as low asMonthly Payment per $1000
New Recreation48 Mo.4.99%$23.08
60 Mo.4.99%$18.91
84 Mo.² 5.49%$14.41
144 Mo.³5.99%$9.79
180 Mo.46.49%$8.74
Used Recreation48 Mo.5.74%$23.43
60 Mo.5.74%$19.27
84 Mo.5.99%$14.65
120 Mo.³6.49%$11.39

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    1) APR = Annual Percentage Rate. For terms & disclosures, click here.
    2) $25,000 Minimum Loan Amount
    3) $50,000 Minimum Loan Amount
    4) $75,000 Minimum Loan Amount w/ balloon

Personal Loan1 Effective Date: 2018-03-08
Loan-to-ValueAPR as low as
48 Months7.25%
60 Months7.74%