Thank you for considering me to guide you through your home financing journey! I am a licensed Mortgage Loan Originator in Panama City, FL committed to providing the best customer service and exceeding your expectations of the mortgage process at every turn. From competitive rates to an on-time closing, I will be here to ensure confidence every step of the way.
I am originally from England and I have been living in the State of FL for 11 years now, I quickly fell in love with the area and the people. As a military child, I moved around a lot to many different places, and I am glad that this is where I ended up. The FL weather allows me to ride my motorcycle as much as I like, spontaneous rides to the beach or downtown are one of my favorite things to do, especially when it results in discovering a new and unique place to eat! My wife and I have three wonderful children, two boys, and one girl. Taking trips to new and exciting places, watching the kids participate in sports, or even being piled up on the couch watching movies all day are all things we thoroughly enjoy doing together.
Buying a home can be one of the most important investments that you make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
I am absolutely excited and pleasantly surprised by how professional and expedient you and your team are. I hope to recommend your services to all my friends. Once again, thank you for all your help, sir!
I just want to take a quick moment to say thank you for helping us with our refi effort …I have been through a number of closings having bought and sold houses and condos in the past. But, this one stands out as one of the most efficient I have experienced to date. Thanks again and please pass on our thanks to the rest of the team.
Mortgage Blogs
4 Follow-up Steps after a Home Inspection
Jun 28, 2022
If you’re under contract for a new home, you’ve probably had an inspection done. While some inspector-recommended repairs might have been urgent and tended to before closing, you may also have a long list of less-urgent repairs that were
not completed.
Many homeowners forget to follow up on these repairs, assuming they’re not important. Unfortunately, though, the longer you wait out those repairs, the more likely it is that you will need to make more expensive repairs – or even
replace a system or appliance.
Here are 4 Steps on what you need to know about following up on a home inspection.
Hold onto the list of recommendations You may not have the time or resources to fix everything before you move but hold onto that list for future reference. File the list in a safe place and snap a photo to upload to
digital storage space as well.
Categorize repairs according to the urgency Once the dust has settled after your move, dig out your list and order the repairs by their level of urgency. Look for repairs that can cause extensive damage if left unfixed.
These should be tended to soon. Cosmetic repairs, on the other hand, can be delayed without consequences.
Identify what you can do on your own It’s almost always cheaper to do home repairs on your own. But, there are some things best left to the experts. In addition, if you’ll need to drop a boatload of money
on supplies you’ll only use for this one-time repair, it can be cheaper to call in the experts. Keeping these two factors in mind, look through your list to see what you can do yourself.
Start working through your list Now you’re ready to start tackling the repairs. Start with the most urgent, and set aside time on weekends for the repairs you plan to do on your own. When hiring professionals,
do your research and ask for references of past clients.