Thank you for considering me to guide you through your home financing journey! I am a licensed Mortgage Loan Originator in Panama City, FL committed to providing the best customer service and exceeding your expectations of the mortgage process at every turn. From competitive rates to an on-time closing, I will be here to ensure confidence every step of the way.
I am originally from England and I have been living in the State of FL for 11 years now, I quickly fell in love with the area and the people. As a military child, I moved around a lot to many different places, and I am glad that this is where I ended up. The FL weather allows me to ride my motorcycle as much as I like, spontaneous rides to the beach or downtown are one of my favorite things to do, especially when it results in discovering a new and unique place to eat! My wife and I have three wonderful children, two boys, and one girl. Taking trips to new and exciting places, watching the kids participate in sports, or even being piled up on the couch watching movies all day are all things we thoroughly enjoy doing together.
Buying a home can be one of the most important investments that you make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
I just want to take a quick moment to say thank you for helping us with our refi effort …I have been through a number of closings having bought and sold houses and condos in the past. But, this one stands out as one of the most efficient I have experienced to date. Thanks again and please pass on our thanks to the rest of the team.
Thank you Matthew for your efforts and encouragement in arranging our transaction. Your professional manner was much appreciated by both of us.
Mortgage Blogs
4 Tips to Buying a Home in 2022
Jul 18, 2022
If you plan on buying a home in 2022, here’s how to make the most out of your search:
Chose the Best Mortgage Lender. Each lender sets its own rates and closing costs. Tyndall has competitive rates and we pay a portion of your closing costs. Check out our Mortgage Lending Team, they each specialize in their areas and can help you with the entire process.
Get Pre-Qualified. It’s always a good idea to get pre-qualified for a mortgage before you start your search. It’s even more important in a sizzling real estate market like the one buyers are facing today. A pre-qualification gives you a leg up on bidding wars, shows potential sellers that you’re serious about buying and helps you keep your search within parameters you can afford.
Use a local real estate agent. In a tight housing market, it’s important to use an agent who knows the area well and can give you a realistic picture of what you can expect to pay for the home you want.
Prioritize carefully. Every homebuyer has a wish list of features they’d love to have in their new home and neighborhood. But, when supply is limited, absolute must-haves need to be chosen carefully. It is also important to be realistic with your wants when deciding how much mortgage you can afford. Narrow your list as much as possible before beginning your search, as it will help you to avoid disappointment later on.
Keep these tips and considerations in mind as you begin your quest for the perfect new home. A little “pre-home” work can help make a big difference in the enjoyment of your home and your overall financial health for years to come! If you’re entering the market for a new home, we can help! Tyndall Federal Credit Union offers home loans for qualifying members that feature competitive mortgage interest rates, an efficient and smooth application process, and the personalized service you’ve come to expect.
