Buying a home can be stressful, but our experienced, successful Mortgage Team will be right there through the entire process to ease the stress.
NMLS ID#: 1321745 Office: 850-747-4287
Read Jillian's Bio
Thank you for considering me to guide you through your home financing journey! I am a licensed Mortgage Loan Originator in Panama City committed to providing the best customer service and exceeding your expectations of the mortgage process at every turn. From competitive rates to an on-time closing, I will be here to ensure confidence every step of the way.
I am the wife to an active-duty airman stationed at Tyndall AFB, I am the mother to 3 beautiful children and I am involved in our wonderful community here in Bay County. Originally from South Carolina, my husband and I moved to Panama City in 2014 and have had the honor of calling the panhandle our home for the last 10 years. When I’m not busy helping my members, I am spending time with my family at the ball field, at the island or doing some other activity outdoors. I have a passion for helping others which is why I truly enjoy my job as a mortgage loan originator. From assisting first-time home buyers to assisting our incoming military relocating to the panhandle to assisting those purchasing their forever home or an investment property, I understand how important the home buying process is.
Buying a home can be one of the most important investments that you make. I am dedicated to making the process a positive and rewarding experience for you, and I welcome the opportunity to earn your business and your trust.
Thank you so much for explaining things clearly. I appreciate how quickly you get back with us about information as well. Have a good day and thank you for all your help! This process has really been so smooth.
Thank you for a smooth professional transaction.
Mortgage Blogs
4 Tips to Buying a Home in 2022
Jul 18, 2022
If you plan on buying a home in 2022, here’s how to make the most out of your search:
Chose the Best Mortgage Lender. Each lender sets its own rates and closing costs. Tyndall has competitive rates and we pay a portion of your closing costs. Check out our Mortgage Lending Team, they each specialize in their areas and can help you with the entire process.
Get Pre-Qualified. It’s always a good idea to get pre-qualified for a mortgage before you start your search. It’s even more important in a sizzling real estate market like the one buyers are facing today. A pre-qualification gives you a leg up on bidding wars, shows potential sellers that you’re serious about buying and helps you keep your search within parameters you can afford.
Use a local real estate agent. In a tight housing market, it’s important to use an agent who knows the area well and can give you a realistic picture of what you can expect to pay for the home you want.
Prioritize carefully. Every homebuyer has a wish list of features they’d love to have in their new home and neighborhood. But, when supply is limited, absolute must-haves need to be chosen carefully. It is also important to be realistic with your wants when deciding how much mortgage you can afford. Narrow your list as much as possible before beginning your search, as it will help you to avoid disappointment later on.
Keep these tips and considerations in mind as you begin your quest for the perfect new home. A little “pre-home” work can help make a big difference in the enjoyment of your home and your overall financial health for years to come! If you’re entering the market for a new home, we can help! Tyndall Federal Credit Union offers home loans for qualifying members that feature competitive mortgage interest rates, an efficient and smooth application process, and the personalized service you’ve come to expect.
