• New/Used Auto/Truck Loan

    APR = Annual Percentage Rate. Rates shown are generally the lowest currently available.

    Rates shown include a 0.25% rate reduction for loans repaid through an automatic transfer from a Tyndall Federal Credit Union Checking Account. May not be combined with any other checking promotional offer. Subject to completed application and approval. Qualifying interest rate, term, and loan-to-value (LTV) are based on creditworthiness. Ask for your specific rate. For used vehicles, the term and loan-to-value may also be determined by the vehicle’s model year and/or mileage. Up to 130% financing is available to qualified members. Call 850-747-4321 or 877-747-4321 (toll-free) for details.

    The payment amount per $1,000 on a New Auto Loan originated at 2.04% APR financed for 36 months would be $28.69. The payment amount per $1,000 on a New Auto Loan originated at 2.29% APR financed for 48 months would be $21.85. The payment amount per $1,000 on a New Auto Loan originated at 2.49% APR financed for 60 months would be $17.77. The payment amount per $1,000 on a New Auto Loan originated at 2.99% APR financed for 75 months would be $14.66. The payment amount per $1,000 on a New Auto Loan originated at 3.49 % APR financed for 84 months would be $13.46.

    The payment amount per $1,000 on a Used Auto Loan originated at 2.39% APR financed for 36 months would be $28.84. The payment amount per $1,000 on a Used Auto Loan originated at 2.59% APR financed for 48 months would be $21.98. The payment amount per $1,000 on a Used Auto Loan originated at 2.79% APR financed for 60 months would be $17.90. The payment amount per $1,000 on a Used Auto Loan originated at 3.49% APR financed for 75 months would be $14.88. Rates subject to change without notice.

    Membership eligibility required; an initial $1 non-refundable membership fee will apply.

    LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.


  • Home Equity Line of Credit Loan

    APR=Annual Percentage Rate. Rates shown are generally the lowest currently available.

    Loans subject to application and approval. Qualifying interest rate is based on creditworthiness.  As part of our current promotion, Tyndall will pay closing costs up to $1,000 on primary residence loans, which covers the typical closing costs. Should loan be paid off in 3 years or less, closing costs that were paid by Tyndall must be reimbursed by the borrower. Loan term is  20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

    Property securing the loan must be insured until the loan is paid in full. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Rates shown include a 0.25% rate reduction for loans repaid through an automatic transfer from a Tyndall Federal Credit Union Checking Account. Subject property must be your primary or secondary residence. Offer available in all U.S. states, except Texas, Hawaii, Alaska, New York and Connecticut. Offer available for a limited time. Some restrictions apply. Consult with a tax advisor regarding the deductibility of interest.

    Home Equity Lines of Credit have a variable APR, with a minimum APR of 3.49% and maximum APR of 18%. Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 3.75%, as of 12-15-2016.

    Membership required; an initial $1 non-refundable membership fee will apply. Offer subject to change without notice. NMLS #597599.

    LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.



  • Home Equity Loan

    APR=Annual Percentage Rate. Rates shown are generally the lowest currently available. Subject to completed application and approval. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness. As part of our current promotion, Tyndall will pay closing costs up to $1,000 on primary residence loans, which covers the typical closing costs. Should loan be paid off in 3 years or less, closing costs that were paid by Tyndall must be reimbursed by the borrower. Consult with a tax advisor regarding the deductibility of interest.

    Minimum loan amount of $5,000 (minimum loan amount for internal refinance - $10,000). Maximum loan amount of $400,000; Maximum term 180 months. Maximum LTV 80%. A 15-Year Fixed Rate $100,000 loan with an APR of 4.49% is repayable in 180 monthly payments of $764.48 (principal and interest).

    Rates shown include a 0.25% rate reduction for loans repaid through an automatic transfer from a Tyndall Federal Credit Union
    Checking Account only. Property securing the loan must be insured until the loan is paid in full. Borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Offer subject to change without notice.

    Membership required; an initial $1 non-refundable membership fee will apply. NMLS #597599.

    LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.


  • Credit Card Loan

    Subject to completed application and approval. Membership required; an initial $1 non-refundable membership fee will apply.

    Click here to view Credit Card Disclosures.


  • New/Used Recreation Loan

    APR = Annual Percentage Rate. Rates shown are generally the lowest currently available. Subject to completed application and approval. Qualifying interest rate, term, and loan-to-value (LTV) are based on creditworthiness. Ask for your specific rate. First payment must be within 45 days of date of loan disbursal. Rates shown include a 0.25% rate reduction for loans repaid through an automatic transfer from a Tyndall Federal Credit Union Checking Account. The payment amount per $1,000 on a New Recreation Loan originated at 4.99% APR financed for 48 months would be $23.08. The payment amount per $1,000 on a New Recreation Loan originated at 4.99% APR financed for 60 months would be $18.91.The payment amount per $1,000 on a New Recreation Loan originated at 5.49% APR financed for 84 months would be $14.41.The payment amount per $1,000 on a New Recreation Loan originated at 5.99% APR financed for 144 months would be $9.79.The payment amount per $1,000 on a New Recreation Loan originated at 6.49% APR financed for 180 months would be $8.74.

    The payment amount per $1,000 on a Used Recreation Loan originated at 5.74% APR financed for 48 months would be $23.43.The payment amount per $1,000 on a Used Recreation Loan originated at 5.74% APR financed for 60 months would be $19.27.The payment amount per $1,000 on a Used Recreation Loan originated at 5.99% APR financed for 84 months would be $14.65.The payment amount per $1,000 on a Used Recreation Loan originated at 6.49% APR financed for 120 months would be $11.39. Offer subject to change without notice.

    Membership required; an initial $1 non-refundable membership fee will apply.

    LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.


  • Personal/Signature Loan

    APR=Annual Percentage Rate. Rates shown are generally the lowest currently available. Subject to completed application and approval. Rate is based on borrower’s creditworthiness. Maximum term is 60 months. The payment amount per $1,000 on a signature loan originated at 6.99% APR financed for 48 months would be $24.01. The payment amount per $1,000 on a signature loan originated at 7.49% APR financed for 60 months would be $20.10. Offer subject to change without notice.

    Membership required; an initial $1 non-refundable membership fee will apply.

    LATE CHARGE - If your payment is more than 10 days late, we may collect a late payment charge from you of 10% of the payment then due, with a minimum of $5.00.


 

All rates shown are subject to change at any time, at the credit union's discretion.