Tyndall Smart Checking. You want to keep things simple.

We understand.

You want your banking to be convenient and straightforward. Why overcomplicate things with hidden fees and fine print?

With Classic Checking, you don’t have to worry about anything. Use your account as much or as little as you’d like, with no strings attached. Best of all? You don’t have to sacrifice the latest security and convenience features you need. It’s the kind of checking account you thought didn’t exist anymore.

Open an Account

Get all the things YOU want .


No Requirements*
As long as you have e-Statements, there are no fees attached to Classic Checking. There is no minimum balance requirement, and no monthly spend requirement. There are truly no strings attached!


Convenient Access whenever you need it
You choose how you want to bank. Bank from any device with our Online Banking, or choose to bank right from the palm of your hand with our Mobile Banking app.


Complete control of your card
With our Tyndall Cards app, you can turn your card on and off if you lose it or suspect suspicious activity, get card alerts to your phone and even set spending thresholds.


The latest security features
You can look out for your card security with Tyndall cards, but we are always on the lookout, as well. We have advanced fraud monitoring systems in place, and we will send you text alerts if we notice anything fishy. Want to learn more about how to help keep your cards and accounts secure? Click here to see what you can do and what Tyndall is doing to help.

And then some.

  • Mobile Deposit*
  • Surcharge-free ATMs*
  • Overdraft protection*
  • Courtesy Pay-instead of declining your overdraft transaction, we will pay for it, and you can pay us back later!*
  • Low ($25) initial deposit to open the account
  • Free Online Banking and Bill Pay
  • Free e-Statements and e-Alerts
  • Free 24-hour telephone access to your accounts with Genie24
  • Free Direct Deposit
  • Free automatic transfers to Tyndall accounts or loans
  • Access to check images through our secure Online Banking
  • Debit Card Rewards (1 point for every $5 spent)

*Account subject to approval. If you are not actively enrolled in e-Statements, a low monthly service fee will apply. You must be at least 13 years of age to open a Classic Checking Account. In order to open an account for members who are under the age of 18, an adult joint owner is required on the account. Membership required; an initial $1 non-refundable membership fee will apply.

Mobile Deposit: Must have a Tyndall Checking Account and be a member in good standing to qualify for Mobile Deposit. Please speak with a Financial Service Representative for details. Deposits may not be available for immediate withdrawal; standard check holds apply. Phone carrier standard charges may apply; system availability and response time is subject to market conditions.

Surcharge-Free ATMs: Use your Tyndall debit card FREE at any Tyndall ATM or Publix Presto! ATM. You also have access to Allpoint, the world's largest network of surcharge-free ATMs.

Courtesy Pay: Click here for Overdraft Protection Disclosures or view our Fee Schedule. Courtesy Pay is not available for account owners under the age of 18. A Paid NSF fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means (please see current Fee Schedule for fee amount). You have 30 days to bring your account positive. Tyndall will pay overdrafts at the credit union's discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If your transaction is declined, your check will be returned, or your electronic funds transfer will be canceled, and a Non-Sufficient Funds (NSF) Fee may be assessed; applicable merchant fees may also apply (please see current Fee Schedule for fee amount).