According to the Fair and Accurate Credit Transactions Act (FACT Act), consumers are entitled to receive one credit report, free of charge, from each of the three consumer credit bureaus (Equifax, TransUnion, and Experian). 

You may request a report once every 12 months from each reporting agency through Click here for more information.  Or, call toll-free: 1-877-322-8228.

Mailing Address:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281