Change Your Location
Note: Browser cookies must be turned on to retain your zipcode information and are required to access Tyndall's site. To read more information about our privacy policy, including a section on cookies, please click here.

Tyndall Home Loan, Refinance and Home Equity Center

Not sure what you need? Let us help.


...are buying your first home or your next home, and want the lowest closing costs and the best service.



...want to take another look at your current mortgage to either lower your rate or change your term.



...want to use your home’s equity to write yourself a loan for whatever you need whenever you need it. You have many different borrowing needs, so you need a flexible solution.



...need to fund a big “one-and-done” project with the equity in your home, and you don’t anticipate borrowing for any more projects in the future.



Visit Rep icon Speak with a Mortgage Specialist at your local branch,
Call icon Call us at 850-747-4150 (888-896-3255, ext. 8150, toll-free),
Click-to-apply icon Or, apply online.


Meet our Mortgage Team   Use our Mortgage Calculators   View Rates

*Subject to loan approval and closing. All rates and offers are subject to change without notice. For Mortgages and Home Equity Loans, borrower is responsible for property insurance and flood insurance, if applicable, and property taxes. Property securing the loan must be insured until the loan is paid in full.

Mortgage offer: Loan applications are subject to application and approval criteria, including credit history and appraisal. Speak with a Tyndall Mortgage Loan Originator for complete details on Tyndall Mortgage Loans.

Home Equity Products: For a limited time, Tyndall will pay all typical closing costs on primary residence. Typical closings costs do not include an appraisal. Minimum loan amount to receive no closing costs is $10,000; $25,000 for Equity Advantage (first lien) loans. If loan is terminated within 3 years, closing costs that were paid by Tyndall must be reimbursed by the borrower. Subject to completed application and approval. Rates and maximum Loan-to-Value are based on borrower’s creditworthiness.

Additional disclosures for Home Equity Lines of Credit: Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Home Equity Lines of Credit have a variable APR, with a minimum variable APR of 4.74% and maximum variable APR of 18% (rate as of 10-31-19). Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 4.75%, as of 10-31-19. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000.

For promotional offer for Home Equity Lines of Credit, Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $10,000. Some restrictions apply. 

Membership required; an initial $1 non-refundable membership fee will apply. NMLS #597599.

About Tyndall
Tyndall Federal Credit Union has been serving members at numerous branch locations in upper Florida and Alabama for over six decades. Tyndall is a full-service lending institution, providing vital financial services to our membership, including everything from savings and checking accounts, to Home Mortgages, Home Equity Loans, Auto Loans, Credit Cards, and Personal Loans. Credit union members rely on Tyndall for low loan rates, low or no service fees, and low minimum account balance requirements. We offer all standard banking services consumers now depend on, including Online Banking, mobile deposit, mobile banking, direct deposit, debit cards, and VISA® credit cards. Tyndall is fully backed by the National Credit Union Share Insurance Fund (NCUSIF). Equal Housing Lender. Tyndall NMLS #597599

Mailing address:
Tyndall Federal Credit Union
P.O. Box 59760
Panama City, FL 32412-0760

Operations Center:
3109 Minnesota Ave.
Panama City, FL 32405
Routing Number:

Unauthorized access or attempts to change information on this web site are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and U.S.C. Title 18, Sections 1001 and 1030.

Copyright ©2020 Tyndall Federal Credit Union