Build Wealth

You've worked hard for what you have.

Now protect your wealth while you continue to save by putting your hard-earned money into Tyndall Certificate Accounts. With these flexible savings options, you earn a higher rate of return on your money. And, your deposits are federally insured up to $250,000 by the NCUA, a U.S. Government Agency.

pyramid infographic with the Build Wealth layer highlighted - Certificates

You've got options:

Keep your money safe and secure with Tyndall's Certificate Accounts. Funds placed in a Certificate Account earn a fixed-rate dividend for a fixed period of time. Your funds remain in the account for that set time period and are not accessible without penalty. Because these funds are "locked," you generally earn a higher rate on the account that you do on a Regular Share, Money Market, or Checking Account. And, unlike investments in the stock market, your funds are not at risk. Funds invested at Tyndall are insured by NCUA, up to $250,000. Click here for more about NCUA's Share Insurance.

So, what are you waiting for? Start your own customized savings plan to steadily - and securely - build your wealth.

  • Minimum required opening deposit - $1,000
  • Terms available from 91 days to 60 months
  • Various dividend payment options available, depending on the type of Certificate

Interested? Speak with a Financial Service Representative at any of our branches or contact our Call Center at 850-747-4300 (888-896-3255, toll-free).


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*Click here for current Certificate rates. For all Certificate Accounts, the APY is based on the assumption that dividends will remain in the account until maturity. A withdrawal of dividends will reduce earnings. Fees may reduce earnings. The compounding and crediting of dividends applicable to the account is set forth in the Rate Schedule. The Dividend Period begins on the first calendar day of the Dividend Period and ends on the last calendar day of the Dividend Period. APY is accurate as of the last dividend declaration date.  For all Certificate Accounts, the amount of the early withdrawal penalty is based on the term of your account as specified in the Penalty Schedule. Tyndall Federal Credit Union does not offer institutional certificates.