Tyndall Federal Credit Union operates as a member-owned financial cooperative — it is centered on serving its members, rather than any third-party stockholders. Through lower loan rates, lower fees, and higher deposit rates, the credit union directs profits back to the members themselves.
At Tyndall, we offer a wide variety of products and services to help meet your everyday banking needs.
Take a look for yourself. From savings and checking accounts to Certificates and IRAs, our up-to-date account rates are conveniently available online.
| Type | Minimum to Open and Earn APY | Dividend Rate | APY | Empty Cell | Empty Cell |
|---|---|---|---|---|---|
| Base Rate¹ | $25 | 0.00% | 0.00% | Empty Cell | Empty Cell |
| Smart Rate 1² | $25 | 0.50% | 0.50% | Empty Cell | Empty Cell |
| Smart Rate 2³ | $25 | 1.00% | 1.00% | Empty Cell | Empty Cell |
| Cap Rate* | $25 | 0.05% | Empty Cell | Empty Cell | Empty Cell |
| Empty Cell | Empty Cell | Empty Cell | Empty Cell | Empty Cell | |
| Qualifying conditions met: | Empty Cell | Empty Cell | Empty Cell | Empty Cell | Empty Cell |
| Smart Rate 1** - Balances from $50,000.01 to $100,000 | Empty Cell | Empty Cell | Will range from 0.50% to 0.28% | Empty Cell | Empty Cell |
| Smart Rate 2** - Balances from $50,000.01 to $100,000 | Empty Cell | Empty Cell | Will range from 1.00% to 0.53% | Empty Cell | Empty Cell |
| **$100,000 assumed balance for the purpose of disclosure only | Empty Cell | Empty Cell | Empty Cell | Empty Cell | Empty Cell |
1) APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. Base Rate applies when qualifying conditions are not met or when member has 0-20 debit card transactions for the month.
2) Smart Rate 1 APY paid monthly on daily balances up to $50,000.00 when members meet qualifying conditions and have 21-40 debit card transactions for the month.
3) Smart Rate 2 APY paid monthly on daily balances up to $50,000.00 when members meet qualifying conditions and have 41 or more debit card transactions for the month.
* Cap Rate APY paid monthly on balance above $50,000.00 when qualifying conditions are met. The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| ($25.00 & Above) | $25 | 0.00% | 0.00% |
1) APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened. Minimum opening deposit is $25; no minimum balance requirement.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| ($999.99 or Below) | $5 | 0.15% | 0.15% |
| ($1,000.00-$24,999.99) | $5 | 0.20% | 0.20% |
| ($25,000.00-$49,999.99) | $5 | 0.25% | 0.25% |
| ($50,000.00 and Above) | $5 | 0.30% | 0.30% |
1) APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| ($999.99 or Below) | $1,000 | 0.00% | 0.00% |
| ($1,000.00 - $24,999.99) | $1,000 | 0.35% | 0.35% |
| ($25,000.00 & Above) | $1,000 | 0.40% | 0.40% |
1) APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Deposit Amount | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| ($999.99 or Below) | $5 | 0.15% | 0.15% |
| ($1,000.00-$24,999.99) | $5 | 0.20% | 0.20% |
| ($25,000.00-$49,999.99) | $5 | 0.25% | 0.25% |
| ($50,000 and Above) | $5 | 0.30% | 0.30% |
1) APY = Annual Percentage Yield. The APY on variable rate accounts (Share, Checking, Money Market, Club, & Uniform Gift to Minors Accounts) may change after the account is opened.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Term | Minimum to Open and Earn APY | Dividend Rate | APY³ |
|---|---|---|---|
| 91-Day | $1,000 | 0.45% | 0.45%² |
| 182-Day | $1,000 | 0.70% | 0.70%² |
| 12-Month | $1,000 | 1.49% | 1.50% |
| 18-Month | $1,000 | 1.59% | 1.60% |
| 24-Month | $1,000 | 1.74% | 1.75% |
| 36-Month | $1,000 | 1.83% | 1.85% |
| 48-Month | $1,000 | 2.13% | 2.15% |
| 60-Month | $1,000 | 2.28% | 2.30% |
1) For all Certificate Accounts, a penalty may be imposed for early withdrawal. For all Certificate Accounts, the Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
2) The APY shown for the 91-Day and 182-Day Certificates assumes multiple maturities in one year.
3) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Term | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| 12-Month | $500 | 1.49% | 1.50% |
| 24-Month | $500 | 1.74% | 1.75% |
| 36-Month | $500 | 1.83% | 1.85% |
| 48-Month | $500 | 2.13% | 2.15% |
| 60-Month | $500 | 2.28% | 2.30% |
1) For all Certificate Accounts, a penalty may be imposed for early withdrawal. For all Certificate Accounts, the Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Minimum to Open and Earn APY | Dividend Rate | APY¹ | Empty Cell |
|---|---|---|---|
| $50 | 0.45% | 0.45% | Empty Cell |
1) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
| Term | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| 12-Month | $1,000 | 1.49% | 1.50% |
| 18-Month | $1,000 | 1.59% | 1.60% |
| 24-Month | $1,000 | 1.74% | 1.75% |
| 36-Month | $1,000 | 1.83% | 1.85% |
| 48-Month | $1,000 | 2.13% | 2.15% |
| 60-Month | $1,000 | 2.28% | 2.30% |
| Term | Minimum to Open and Earn APY | Dividend Rate | APY² |
|---|---|---|---|
| 12-Month | $500 | 1.49% | 1.50% |
| 24-Month | $500 | 1.74% | 1.75% |
| 36-Month | $500 | 1.83% | 1.85% |
| 48-Month | $500 | 2.13% | 2.15% |
| 60-Month | $500 | 2.28% | 2.30% |
1) For all Certificate Accounts, a penalty may be imposed for early withdrawal. For all Certificate Accounts, the Annual Percentage Yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
2) The Annual Percentage Yield (APY) is accurate as of the last dividend declaration date. Rates are subject to change at the Credit Union's discretion. Fees may reduce earnings on the account.
