I am a native of Baldwin County, Alabama and have been residing on the Eastern Shore for the past 18 years. I currently live in Fairhope with my wife, son and English Cream Golden Retriever. I started my career in banking in 2005 and have acquired a great wealth of information about lending and the dynamic real estate market we face across our region.
I would be delighted to assist you in purchasing, refinancing or building the home of your dreams. My goal is to make the mortgage process as simple as possible through open and honest communication. Whether you are buying your first home or your 10th investment property, I will be there with you every step of the way to keep you informed on what’s next.
If you would like to discuss what the mortgage process looks like I would be happy to speak with you. You can reach me by calling 251-487-8976, dropping by my office in Spanish Fort, Alabama, or by sending me an email at jrider@tyndall.org. I will gladly sit down with you to answer the questions you have.
I truly appreciate all your help in making the loan process so easy for me. You have been a great blessing to me and my family.
"It was the best experience I have had doing a mortgage. I tell everyone that talks about anything mortgage related to come see you. Thank you and if I ever have to do another mortgage, I will definitely come see you."
Mortgage Blogs
Mortgage: What are the dos and don’ts of being in Escrow?
Aug 29, 2022
What are the do's and don’ts of being in escrow?
Do:
Continue using a minimal amount of your available credit.
You can maintain the usage you had at qualifying, but do not increase your debt.
Pay your bills on time, or early.
Follow up on the escrow process to be sure you are current on your tasks.
Do Not:
Close any credit cards.
Change jobs.
Buy or lease a car.
Open new lines of credit.
Spend your assets, other than living expenses and normal bills.
