Because we are a credit union, we cannot open accounts for just anybody; you do have to 'qualify' for membership in order to join us. As part of our Field of Membership, we include people who live, work, worship, or attend school in one of the Florida or Alabama communities listed below - this may be defined by county, zip code, or even census tract. In some of these areas, you also qualify for membership if you volunteer in the community.

In Florida

 

 

  • in one of the following zip codes in Bay County, FL:
    • 32401
    • 32402
    • 32403
    • 32406
    • 32407
    • 32409
    • 32410
    • 32411
    • 32412
    • 32413
    • 32417
    • 32438
  • in a specific census tract area of one of the following zip codes in Bay County, FL (see Qualifying Census Tract List):
    • 32404
    • 32405
    • 32408
    • 32444
    • 32466
  • anywhere in Calhoun, Franklin, Gulf, Holmes, Jackson, Walton, or Washington County, FL
  • in a specific census tract area of Leon County, FL (see Qualifying Census Tract List)
  • in a specific census tract area of Okaloosa County, FL (see Qualifying Census Tract List)

In Alabama