When does Regulation D apply?

The table shown below indicates which transactions are limited by Regulation D.

Withdrawals

REQUEST IS MADE:Check Mailed to MemberCheck Mailed to a Third Party
In Person Unlimited    
By Messenger Unlimited    
By Mail Unlimited    
At An ATM Unlimited    
By Telephone to a Staff Teller   Unlimited 6 per month
Through GENIE24   Unlimited 6 per month
By Fax   Unlimited 6 per month
Through Tyndall's Online Banking   Unlimited 6 per month

Transfers

REQUEST IS MADE:Between Accounts of Same MemberTo a Third Party
In Person Unlimited    
By Messenger Unlimited    
By Mail Unlimited    
At An ATM Unlimited    
By Telephone to a Staff Teller   6 per month 6 per month
Through GENIE24   6 per month 6 per month
By Fax   6 per month 6 per month
Through Tyndall's Online Banking   6 per month 6 per month
To Pay a Tyndall Loan Unlimited    
Preauthorized Transfer   6 per month 6 per month
Automated Transfer   6 per month 6 per month
Through Bill Payment   6 per month 6 per month

We are required to monitor all transactions on time accounts. Transaction requests that exceed the six (6) per month limitation per calendar month must be denied. If any member should exceed the transfer limits, the credit union may refuse or reverse the transfer, and the account will be subject to suspension or closure by the credit union, and a charge may be imposed. These limitations are discussed in the membership and account disclosures that are given to all new members and are available to all members upon request.