HELOC - Smarter than ever!

Life can be expensive.

And for many, a Home Equity Line of Credit (or HELOC) could be a smarter way to pay. With a HELOC, you’ll get a lower interest rate than most credit cards, and the interest you do pay could be tax deductible.

Also, for a limited time, when you get a HELOC, we'll pay up to $1,000 off closing costs*!

Apply Online

What's your story?

With a 10-year draw period and a 10-year repayment period — plus a Home Equity Visa card to conveniently access your funds — our members are finding creative ways to save using a HELOC. Take a look:

A Smart Way to Pay

Your Handy HELOC

Kevin

Kevin

Dustin

Dustin

Brian and Molly

Brian and Molly

The Millers

The Millers

 

Applying is easy

Visit Rep icon Speak with a Tyndall Representative at any of our branch locations,
Call icon Call us at 850-747-4321 (877-747-4321, toll-free),
Click-to-apply icon Or click the button below to apply online.

 

Apply Online


*Subject to loan approval and closing. For a limited time, Tyndall will pay closing costs up to $1,000 on primary residence, which covers the typical closing costs. If loan is terminated within 3 years, closing costs that were paid by Tyndall must be reimbursed by the borrower. Promotional offer open to members who apply for and open a Home Equity Line of Credit (HELOC) between March 1, 2017 and September 30, 2017. Some restrictions apply. Product not available in Texas, Alaska, Hawaii, Connecticut, or New York. Offer subject to change without notice. Home Equity Lines of Credit have a variable APR, with a minimum variable APR of 4.24% and maximum variable APR of 18% (rate as of 06-19-17). Interest rate may change monthly. The Index used to determine your Variable APR is the Prime Rate (published in the Money Rates column of the Wall Street Journal on the last business day the rate is published in each calendar month). The Prime Rate is 4.25%, as of 06-15-2017. Loan term is 20 years; 10-year draw period; 10-year repayment period. Maximum LTV 80%. Minimum Loan Amount - $10,000; Maximum Loan Amount - $400,000; Minimum Initial Advance - $1,000. No annual fees. No minimum balance requirements. Property securing the loan must be insured until the loan is paid in full. Consult with a tax advisor regarding the deductibility of interest. Offer subject to change without notice. Membership required; an initial $1 non-refundable membership fee will apply. NMLS #597599.