Are you interested on buying or building the home of your dreams?

Do you want to refinance your current mortgage loan at a great rate?

Visit our online Mortgage Center for comprehensive information about how Tyndall Federal can make your dreams a reality.  You will find everything from current Mortgage rates to definitions of common mortgage terms.  You can even apply quickly and easily online through our secure site.

  • Low Closing Costs – We will provide you with a closing cost estimate to show you how low our closing costs really are.
  • Decisions Made Locally – All processing, underwriting, and lending decisions are made right here, so you can count on a fast, easy process.
  • "In-House" Servicing – Feel comfortable knowing that we do not sell the conventional mortgage servicing to other companies (FHA, VA and Rural Development loans may be an exception). You will continue to work with Tyndall Federal’s friendly, professional staff throughout the life of your loan.

Our mortgage plans include:


  • Fixed Rate Mortgages - various terms available
  • Adjustable Rate Mortgages (ARM) - various terms available
  • Investment property - 15 year rates available
  • VA Loans - Available in 48 states
  • Construction Loans
  • FHA Loans


  • UP to 95% LTV* for no-cash-out refinances
  • Up to 80% LTV* for cash-out refinance on primary residence
  • Up to 80% LTV* for cash-out refinance on investment property

We are readily available to answer your questions and to provide you with prompt service.  Feel free to call us at (850) 747-4150 or 888-896-3255, ext. 8150, toll-free.

Let Tyndall Federal Credit Union make your dream home a reality!

For information regarding Tyndall's Registered Mortgage Loan Originators, please click here.

Meet the Team

RESPA Notice / Request for Information: All mortgage loan Notices of Error and Requests for Information must be in writing, must include your name, member number, specific error or requested information, and must only be mailed to: Tyndall Federal Credit Union, Attn: Error / Information Request, PO Box 59760, Panama City, FL 32412-0760.

*LTV - Loan to Value

Member eligibility required; an initial $1 non-refundable membership fee will apply. Offers subject to change without notice. NMLS #597599.