Potential members may qualify for membership based on where they live, work, worship, or attend school in certain geographical areas of Florida and Alabama.  These "Underserved Areas," which are included in Tyndall Federal's Field of Membership, are defined by NCUA (the National Credit Union Administration) and are outlined in the credit union's charter.  The Underserved Areas are defined by census tract and NCUA has specific guidelines that determine which census tracts are considered "Underserved."

Find Your Census Tract Number

In the majority of the zip code areas of Bay County, FL, all of the census tracts qualify as "Underserved," so we can use the larger zip code area for qualification purposes.  However, a few of the Bay County zip code areas, some of the Okaloosa County, FL, zip code areas, and some of the Houston County, AL, zip code areas do not qualify as a whole.  Therefore, we have made available a list of the census tracts in those zip code areas that do qualify for membership (listed below).

Please keep  in mind that, in order to qualify for membership with Tyndall Federal, you only need to do one of the following things in a qualifying area - live, work, worship, or attend school.  As long as you live or work or worship or attend school in a qualifying geographical area, you are eligible for membership.

Qualifying Census Tract Areas:

Bay County, FL:

  • Census Tract 2
  • Census Tract 3
  • Census Tract 5
  • Census Tract 6
  • Census Tract 7
  • Census Tract 8
  • Census Tract 9
  • Census Tract 10
  • Census Tract 11
  • Census Tract 12
  • Census Tract 13
  • Census Tract 16
  • Census Tract 17
  • Census Tract 18
  • Census Tract 19
  • Census Tract 20
  • Census Tract 21
  • Census Tract 22
  • Census Tract 23
  • Census Tract 24
  • Census Tract 27

Leon County, FL:

  • Census Tract 0003.01
  • Census Tract 0003.02
  • Census Tract 0003.03
  • Census Tract 0004.00
  • Census Tract 0005.00
  • Census Tract 0006.00
  • Census Tract 0007.00
  • Census Tract 0010.01
  • Census Tract 0010.02
  • Census Tract 0011.01
  • Census Tract 0011.02
  • Census Tract 0012.00
  • Census Tract 0013.00
  • Census Tract 0014.00
  • Census Tract 0018.01
  • Census Tract 0018.02
  • Census Tract 0019.00
  • Census Tract 0020.01
  • Census Tract 0020.02
  • Census Tract 0021.02
  • Census Tract 0022.01
  • Census Tract 0023.04
  • Census Tract 0024.03
  • Census Tract 0025.04
  • Census Tract 0025.05
  • Census Tract 0026.01
  • Census Tract 0026.02
  • Census Tract 0027.00

Okaloosa County, FL:

  • Census Tract 201
  • Census Tract 202
  • Census Tract 204
  • Census Tract 205
  • Census Tract 206
  • Census Tract 207
  • Census Tract 208
  • Census Tract 213
  • Census Tract 214
  • Census Tract 220
  • Census Tract 221
  • Census Tract 226
  • Census Tract 228
  • Census Tract 230
  • Census Tract 231

Houston County, AL:

  • Census Tract 403
  • Census Tract 404
  • Census Tract 406
  • Census Tract 407
  • Census Tract 409
  • Census Tract 410
  • Census Tract 411
  • Census Tract 412
  • Census Tract 414
  • Census Tract 415
  • Census Tract 416
  • Census Tract 417
  • Census Tract 418
  • Census Tract 419
  • Census Tract 420

Baldwin County, AL:

  • Census Tract 101
  • Census Tract 102
  • Census Tract 104
  • Census Tract 105
  • Census Tract 106
  • Census Tract 107.01
  • Census Tract 107.04
  • Census Tract 107.05
  • Census Tract 108
  • Census Tract 109.02
  • Census Tract 110
  • Census Tract 111
  • Census Tract 112.01
  • Census Tract 112.02
  • Census Tract 114.01
  • Census Tract 114.03
  • Census Tract 114.04
  • Census Tract 115
  • Census Tract 116

Mobile County, AL:

  • Census Tract 002
  • Census Tract 004.01
  • Census Tract 004.02
  • Census Tract 005
  • Census Tract 006
  • Census Tract 007.01
  • Census Tract 007.02
  • Census Tract 008
  • Census Tract 009.01
  • Census Tract 009.03
  • Census Tract 010.01
  • Census Tract 010.02
  • Census Tract 011
  • Census Tract 012
  • Census Tract 013.02
  • Census Tract 014
  • Census Tract 015.01
  • Census Tract 015.02
  • Census Tract 016
  • Census Tract 017
  • Census Tract 018
  • Census Tract 019.01
  • Census Tract 019.02
  • Census Tract 021
  • Census Tract 022
  • Census Tract 023.01
  • Census Tract 023.02
  • Census Tract 024
  • Census Tract 026
  • Census Tract 027
  • Census Tract 028
  • Census Tract 029
  • Census Tract 030
  • Census Tract 032.02
  • Census Tract 032.03
  • Census Tract 032.04
  • Census Tract 032.05
  • Census Tract 034.02
  • Census Tract 034.04
  • Census Tract 034.08
  • Census Tract 036.02
  • Census Tract 036.05
  • Census Tract 036.06
  • Census Tract 036.07
  • Census Tract 038
  • Census Tract 039.01
  • Census Tract 039.02
  • Census Tract 040
  • Census Tract 041
  • Census Tract 042
  • Census Tract 043
  • Census Tract 044
  • Census Tract 045
  • Census Tract 046
  • Census Tract 047
  • Census Tract 048
  • Census Tract 049
  • Census Tract 050
  • Census Tract 051
  • Census Tract 052
  • Census Tract 053
  • Census Tract 054
  • Census Tract 055
  • Census Tract 058
  • Census Tract 059
  • Census Tract 060
  • Census Tract 061.03
  • Census Tract 061.04
  • Census Tract 061.05
  • Census Tract 062
  • Census Tract 063.01
  • Census Tract 064.02
  • Census Tract 064.03
  • Census Tract 066
  • Census Tract 067
  • Census Tract 068.02
  • Census Tract 069.01
  • Census Tract 069.02
  • Census Tract 071.01
  • Census Tract 071.02
  • Census Tract 073